Terms & Conditions

GIVEAWAY TERMS AND CONDITIONS

Spot Knocker is proud to announce the Visa Gift Card Giveaways!! NO PURCHASE NECESSARY. GAME ONLY OPEN TO LEGAL U.S. RESIDENTS OF THE 50 UNITED STATES AND DISTRICT OF COLUMBIA WHO ARE 18 YEARS OF AGE OR OLDER AT THE TIME OF ENTRY. VOID IN PUERTO RICO AND WHERE PROHIBITED.

1. HOW TO ENTER: NO PURCHASE NECESSARY TO PARTICIPATE IN GAME. Once a month and at random Spot Knocker will announce a gift card give away. There is no purchase necessary to enter or win. All you need to do is to enter your email address in the optional email box when you post a video or picture to Spot Knocker and you will be entered into the drawings. Limit: Limit 1 online entry, per valid email address, per person per day. You may post to Spot Knocker as much as you would like on any given day but your provide email address will only be counted once per day.

The email address you provide to Spot Knocker will never be sold, spammed, or contacted in away other way. Spot Knocker will only email you if you are the winner of a Visa Gift Card Giveaway.

When you win Spot Knocker will contact you via email asking for your contact information in which to send your visa gift card via USPS. Again Spot Knocker will never release any of your private information to any third parties.

2. PRIZES: Prizes will very depending on the current giveaway.

3. ELIGIBILITY: Game open only to legal residents of the 50 United States and District of Columbia who are 18 years of age or older as of the date of entry

4. GENERAL TERMS: No substitution of prize is offered, no transfer of prize to a third party is permitted, unless at the sole discretion of Spot Knocker.

5. WINNER NOTIFICATION: Potential winners will be notified by email. if winner is found to be ineligible or otherwise not in compliance with these Official Rules, prize will result in forfeiture and an alternate winner may be selected. Winners may be required to sign and return an Affidavit of Eligibility/Liability with (where lawful) a Publicity Release within fourteen (14) days of attempted winner notification as indicated by the date on the Affidavit. Failure to return any required documents within fourteen (14) days may result in prize forfeiture, and an alternate winner may be selected. If winner of any prize is a minor, prize will be awarded to the winner's parent or legal guardian. If applicable, allow 4-6 weeks for delivery of prize following completion of notification process. Prizes will only be delivered to addresses within the United States. Children. Minors under the age of 13 are not permitted to use this Website. We do not collect or maintain information from anyone known to be under the age of 13, and no part of the Website is designed to attract anyone under the age of 13. Protecting the privacy of children is very important to us. If we obtain actual knowledge that a user is under the age of 13, we will remove that user’s Personal Information from our databases. Children between the ages of 13 and 18 should obtain parental permission before submitting information over the Internet.

6. CONDITIONS: All entrants, as a condition of entry into the Game, agree to release Spot Knocker from and against any and all liability, claims or actions of any kind whatsoever for injuries, damages, or losses of any kind to persons including death or property which may be sustained directly or indirectly with the receipt, ownership, use or misuse of any prize awarded, or while preparing for, participating in or traveling to or from any prize-related activity or any typographical or other error in these Official Rules or the announcement of offering of any prize. The winners shall bear all risk of loss or damage to their prize after it has been delivered. Spot Knocker makes no representations or warranties of any kind concerning the appearance, safety or performance of any prize.

7. VERIFICATION: All winning postings are subject to verification at the sole discretion of the Spot Knocker. Anti-fraud detection devices may be used to verify winners. Postings will be void if they fail to pass anti-fraud detection measures, or if found to be illegible in any way. If for any reason Spot Knocker determines in its sole discretion that the promotion is no longer capable of running as intended by these rules for any reason whatsoever Spot Knocker may at its sole discretion cancel, suspend or modify the promotion in whole or in part. No more than stated number of prizes will be awarded.

8. PROMOTION END: Promotion is scheduled to end on the earlier of December 31, 2011 or when the supply of Visa Gift Cards has been exhausted, whichever occurs first.

9. DISPUTE RESOLUTION: Except where prohibited, by participating, you agree that all issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of participant(s) and Spot Knocker, shall be governed by and construed exclusively in accordance with the laws of the Commonwealth of California without giving effect to any principles of conflicts of law of any jurisdiction and that: (a) any and all disputes, claims and causes of action arising out of or connected with this promotion shall be resolved individually, without resort to any form of class action; (b) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with participating, but in no event attorneys' fees; and (c) under no circumstances will any participant be permitted to obtain awards for and hereby waives all rights to claim punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased.

10. WINNERS' NAMES: Will not be posted or shared with any third parties.

Visa® and its member financial institutions have not sponsored or offered this promotion in any way. The Visa® Gift Card is issued by MetaBank pursuant to a license from Visa® U.S.A. Inc.



Statement of Rights and Responsibilities

This Statement of Rights and Responsibilities ("Statement") derives from the Spot Knocker Principles, and governs our relationship with users and others who interact with Spot Knocker. By using or accessing Spot Knocker, you agree to this Statement.

1. Privacy

Your privacy is very important to us. We designed our Privacy Policy to make important disclosures about how you can use
Spot Knocker to share with others and how we collect and can use your content and information. We encourage you to read the Privacy Policy, and to use it to help make informed decisions.

2. Sharing Your Content and Information

You own all of the content and information you post on
Spot Knocker, but when you get knocked out off the front page your picture, video, clickable link gets moved into the knocked out gallery. It will stay there forever or until you send an email asking for it to be removed... In addition:

1. For content that is covered by intellectual property rights, like photos and videos ("IP content"), you specifically give us the following permission, you grant us a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use any IP content that you post on or in connection with Spot Knocker ("IP License"). This IP License ends when you send an email asking for it to be removed.

2. When Spot Knocker deletes IP content, it is deleted in a manner similar to emptying the recycle bin on a computer. However, you understand that removed content may persist in backup copies for a reasonable period of time (but will not be available to others).

3. When you publish content or information using Spot Knocker, it means that you are allowing everyone, to access and use that information, and to associate it with you (i.e., your picture, video and/or clickable link).

4. We always appreciate your feedback or other suggestions about Spot Knocker, but you understand that we may use them without any obligation to compensate you for them (just as you have no obligation to offer them).

3. Safety

We do our best to keep
Spot Knocker safe, but we cannot guarantee it. We need your help to do that, which includes the following commitments:

1. You will not send or otherwise post unauthorized commercial communications (such as spam) on Spot Knocker.

2. You will not collect users' content or information, or otherwise access Spot Knocker, using automated means (such as harvesting bots, robots, spiders, or scrapers) without our permission.

3. You will not engage in unlawful multi-level marketing, such as a pyramid scheme, on Spot Knocker.

4. You will not upload viruses or other malicious code.

5. You will not bully, intimidate, or harass any user.

6. You will not post content that: is hateful, threatening, or pornographic; incites violence; or contains nudity or graphic or gratuitous violence.

7. You will not develop or operate a third-party application containing alcohol-related or other mature content (including advertisements) without appropriate age-based restrictions.

8. You will not use Spot Knocker to do anything unlawful, misleading, malicious, or discriminatory.

9. You will not do anything that could disable, overburden, or impair the proper working of Spot Knocker, such as a denial of service attack.

10. You will not facilitate or encourage any violations of this Statement.

4. Registration and Account Security

Spot Knocker users provide their real names and information, and we need your help to keep it that way. Here are some commitments you make to us relating to registering and maintaining the security of your account:

1. You will not provide any false personal information on Spot Knocker, or create an account for anyone other than yourself without permission.

2. If we disable your account, you will not create another one without our permission.

3. You will not use Spot Knocker if you are under 13.

4. You will not use Spot Knocker if you are a convicted sex offender.

5. You will keep your contact information accurate and up-to-date.

Protecting Other People's Rights

We respect other people's rights, and expect you to do the same.

6. You will not post content or take any action on Spot Knocker that infringes or violates someone else's rights or otherwise violates the law.

7. We can remove any content or information you post on Spot Knocker if we believe that it violates this Statement.

8. If we remove your content for infringing someone else's copyright, and you believe we removed it by mistake, we will provide you with an opportunity to appeal.

9. If you repeatedly infringe other people's intellectual property rights, we will disable your account when appropriate.

10. You will not use our copyrights or trademarks (including Spot Knocker, the Spot Knocker and SK Logos, SK, SPOT, Knock, Knocker and 696969), or any confusingly similar marks, without our written permission.

11. If you collect information from users, you will: obtain their consent, make it clear you (and not Spot Knocker) are the one collecting their information, and post a privacy policy explaining what information you collect and how you will use it.

12. You will not post anyone's identification documents or sensitive financial information on Spot Knocker.

5. Payments

If you make a payment on
Spot Knocker, you agree to our Payments Terms.

6. Special Provisions Applicable to Advertisers

You can target your specific audience by buying ads on
Spot Knocker.

1. You will pay for your Orders in accordance with our Payments Terms. The amount you owe will be the amount of the current knock price.

2. Your ads will comply with our Advertising Guidelines.

3. .We do not guarantee the activity that your ads will receive, such as the number of clicks you will get.

4. You can cancel your Order at any time through our online portal, but it may take up to 24 hours before the ad stops running. You are responsible for paying for those ads.

5. Our license to run your ad will end when we have completed your Order. You understand, however, that if users have interacted with your ad, your ad may remain until the users delete it.

6. We can use your ads and related content and information for marketing or promotional purposes.

7. You will not issue any press release or make public statements about your relationship with Spot Knocker without written permission.

8. We may reject or remove any ad for any reason.

If you are placing ads on someone else's behalf, we need to make sure you have permission to place those ads, including the following:

9. You warrant that you have the legal authority to bind the advertiser to this Statement.

10. You agree that if the advertiser you represent violates this Statement, we may hold you responsible for that violation.

7. Termination

If you violate the letter or spirit of this Statement, or otherwise create risk or possible legal exposure for us, we can stop providing all or part of
Spot Knocker to you. We will notify you by email this Statement shall terminate

8. Disputes

1. You will resolve any claim, cause of action or dispute ("claim") you have with us arising out of or relating to this Statement or Spot Knocker exclusively in a state or federal court located in Lake County. The laws of the State of California will govern this Statement, as well as any claim that might arise between you and us, without regard to conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located in Lake County, California for the purpose of litigating all such claims.

2. If anyone brings a claim against us related to your actions, content or information on Spot Knocker, you will indemnify and hold us harmless from and against all damages, losses, and expenses of any kind (including reasonable legal fees and costs) related to such claim.

3. WE TRY TO KEEP SPOT KNOCKER UP, BUG-FREE, AND SAFE, BUT YOU USE IT AT YOUR OWN RISK. WE ARE PROVIDING Spot Knocker "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT GUARANTEE THAT SPOT KNOCKER WILL BE SAFE OR SECURE. Spot Knocker IS NOT RESPONSIBLE FOR THE ACTIONS, CONTENT, INFORMATION, OR DATA OF THIRD PARTIES, AND YOU RELEASE US, OUR DIRECTORS, OFFICERS, EMPLOYEES, AND AGENTS FROM ANY CLAIMS AND DAMAGES, KNOWN AND UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH ANY CLAIM YOU HAVE AGAINST ANY SUCH THIRD PARTIES. IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE §1542, WHICH SAYS: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR." WE WILL NOT BE LIABLE TO YOU FOR ANY LOST PROFITS OR OTHER CONSEQUENTIAL, SPECIAL, INDIRECT, OR INCIDENTAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH THIS STATEMENT OR SPOT KNOCKER, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR AGGREGATE LIABILITY ARISING OUT OF THIS STATEMENT OR Spot Knocker WILL NOT EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100) OR THE AMOUNT YOU HAVE PAID US IN THE PAST TWELVE MONTHS. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, SPOT KNOCKER 'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

9. Special Provisions Applicable to Users Outside the United States

We strive to create a global community with consistent standards for everyone, but we also strive to respect local laws. The following provisions apply to users outside the United States:

1. You consent to having your personal data transferred to and processed in the United States.

2. If you are located in a country embargoed by the United States, or are on the U.S. Treasury Department's list of Specially Designated Nationals you will not engage in commercial activities on Spot Knocker (such as advertising or payments).

10. Definitions

1. By " Spot Knocker " we mean the features and services we make available, including through (a) our website at www. spotknocker.com and any other Spot Knocker branded or co-branded websites (including sub-domains, international versions, widgets, and mobile versions); (b) our Platform; and (c) other media, software (such as a toolbar), devices, or networks now existing or later developed.

2. By "us," "we" and "our" we mean Spot Knocker, Inc., or if you are outside of the United States,.By "Platform" we mean a set of APIs and services that enable others, including application developers and website operators, to retrieve data from Spot Knocker or provide data to us.

3. By "information" we mean facts and other information about you, including actions you take.

4. By "content" we mean anything you post on Spot Knocker that would not be included in the definition of "information."

5. By "data" we mean content and information that third parties can retrieve from Spot Knocker or provide to Spot Knocker through Platform.

6. By "post" we mean post on Spot Knocker or otherwise make available to us (such as by using an application).

7. By "use" we mean use, copy, publicly perform or display, distribute, modify, translate, and create derivative works of.

8. By "active registered user" we mean a user who has logged into Spot Knocker at least once in the previous 30 days.

9. By "application" we mean any application or website that uses or accesses Platform, as well as anything else that receives data from us.

11. Other

1. This Statement makes up the entire agreement between the parties regarding Spot Knocker, and supersedes any prior agreements.

2. If any portion of this Statement is found to be unenforceable, the remaining portion will remain in full force and effect.

3. If we fail to enforce any of this Statement, it will not be considered a waiver.

4. Any amendment to or waiver of this Statement must be made in writing and signed by us.

5. You will not transfer any of your rights or obligations under this Statement to anyone else without our consent.

6. All of our rights and obligations under this Statement are freely assignable by us in connection with a merger, acquisition, or sale of assets, or by operation of law or otherwise.

7. Nothing in this Statement shall prevent us from complying with the law.

8. This Statement does not confer any third party beneficiary rights.

9. Spot Knocker reserves the right to reset the price to Knock at any time it feels necessary.

Spot Knocker Privacy Policy.


No information from children under age 13. If you are under age 13, please do not attempt to register for Spot Knocker or provide any personal information about yourself to us. If we learn that we have collected personal information from a child under age 13, we will delete that information as quickly as possible. If you believe that we might have any information from a child under age 13, please contact us through our contact page.

Parental participation. We strongly recommend that minors 13 years of age or older ask their parents for permission before sending any information about themselves to anyone over the Internet and we encourage parents to teach their children about safe internet use practices.

2. Information We Receive


Transactional Information. We may retain the details of transactions or payments you make on Spot Knocker.


Information we collect when you interact with Spot Knocker:


Access Device and Browser Information. When you access Spot Knocker from a computer, mobile phone, or other device, we may collect information from that device about your browser type, location, and IP address, as well as the pages you visit.

Cookie Information. We use "cookies" (small pieces of data we store for an extended period of time on your computer, mobile phone, or other device) to make Spot Knocker easier to use, to make our advertising better, and to protect both you and Spot Knocker. You can remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use Spot Knocker.

Information we receive from third parties:

Information from other websites. We may institute programs with advertising partners and other websites in which they share information with us:

· We may ask advertisers to tell us how our users responded to the ads we showed them (and for comparison purposes, how other users who didn’t see the ads acted on their site). This data sharing, commonly known as “conversion tracking,” helps us measure our advertising effectiveness and improve the quality of the advertisements you see.

· We may receive information about whether or not you’ve seen or interacted with certain ads on other sites in order to measure the effectiveness of those ads.



4. Information You Share With Third Parties.


Advertisements. Sometimes the advertisers who present ads on Spot Knocker use technological methods to measure the effectiveness of their ads and to personalize advertising content.

Links. When you click on links on Spot Knocker you may leave our site. We are not responsible for the privacy practices of other sites, and we encourage you to read their privacy statements.


6. How We Share Information


When you make a payment. When you enter into transactions with Spot Knocker, we will share transaction information with only those third parties necessary to complete the transaction. IE Paypal We will require those third parties to agree to respect the privacy of your information.


When you choose to share your information with marketers. You may choose to share information with marketers or electronic commerce providers that are not associated with Spot Knocker through on-site offers. This is entirely at your discretion and we will not provide your information to these marketers without your consent.

To provide you with services. We may provide information to service providers that help us bring you the services we offer. For example, we may use third parties to help host our website, send out email updates about Spot Knocker, remove repetitive information from our user lists, process payments, or provide search results or links (including sponsored links). These service providers may have access to your personal information for use for a limited time, but when this occurs we implement reasonable contractual and technical protections to limit their use of that information to helping us provide the service.

To advertise our services. We may ask advertisers outside of Spot Knocker to display ads promoting our services. We may ask them to deliver those ads based on the presence of a cookie, but in doing so will not share any other information with the advertiser.

To offer joint services. We may provide services jointly with other companies, such as the classifieds service in the Spot Knocker Marketplace. If you use these services, we may share your information to facilitate that service. However, we will identify the partner and present the joint service provider’s privacy policy to you before you use that service.

To respond to legal requests and prevent harm. We may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if we have a good faith belief that the response is required by law. This may include respecting requests from jurisdictions outside of the United States where we have a good faith belief that the response is required by law under the local laws in that jurisdiction, apply to users from that jurisdiction, and are consistent with generally accepted international standards. We may also share information when we have a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect ourselves and you from people violating our Statement of Rights and Responsibilities. This may include sharing information with other companies, lawyers, courts or other government entities.

Transfer in the Event of Sale or Change of Control. If the ownership of all or substantially all of our business changes, we may transfer your information to the new owner so that the service can continue to operate. In such a case, your information would remain subject to the promises made in any pre-existing Privacy Policy.

7. How You Can Change or Remove Information

Sharing Your Content and Information

You own all of the content and information you post on Spot Knocker, but
when you get knocked out off the front page your picture, video, clickable link gets moved into the knocked out gallery. It will stay there forever or until you send an email asking for it to be removed


Backup copies. Removed and deleted information may persist in backup copies for up to 90 days, but will not be available to others.

8. How We Protect Information

We do our best to keep your information secure, but we need your help. For more detailed information about staying safe on Spot Knocker.

Steps we take to keep your information secure. We keep your account information on a secured server behind a firewall. When you enter sensitive information (such as credit card numbers and passwords), we encrypt that information using secure socket layer technology (SSL). We also use automated and social measures to enhance security, such as analyzing account behavior for fraudulent or otherwise anomalous behavior, may limit use of site features in response to possible signs of abuse, may remove inappropriate content or links to illegal content, and may suspend or disable accounts for violations of our Statement of Rights and Responsibilities.

Risks inherent in sharing information.

please be aware that no security measures are perfect or impenetrable. We cannot control the actions of other users with whom you share your information. We cannot guarantee that only authorized persons will view your information. We cannot ensure that information you share on Spot Knocker will not become publicly available. We are not responsible for third party circumvention of any privacy settings or security measures on Spot Knocker. You can reduce these risks by using common sense security practices such as using up to date antivirus software.

Report Violations. You should report any security violations to us on our Contact page.

9. Other Terms

Changes. We may change this Privacy Policy pursuant to the procedures outlined in the Spot Knocker Statement of Rights and Responsibilities.

Consent to Collection and Processing in the United States. By using Spot Knocker, you consent to having your personal data transferred to and processed in the United States.

Defined Terms. "Us," "we," "our," "Platform" and " Spot Knocker " mean the same as they do in the Statement of Rights and Responsibilities. “Information” and “content” are used more generally and interchangeably here than in the Statement of Rights and Responsibilities unless otherwise limited by the context.


Payments Terms

When you make payments through Spot Knocker, you agree to these Payments Terms.

1. Making Purchases

1. When you confirm a transaction on Spot Knocker, you agree to be bound by and pay for that transaction.

2. Pay attention to the details of the transaction.

3. Don't commit to a transaction unless you are ready to pay, because all sales are final.

4. WE MAKE NO WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO ANY PRODUCTS OR SERVICES SOLD ON OR THROUGH Spot Knocker.

2. Payment Sources

We want to make payments convenient, so we allow you to make payments using a number of different payment sources, like credit cards and debit cards.

1. When you provide a payment source to us, you confirm that you are permitted to use that payment source. You also authorize us to collect and store it, along with other related transaction information.

2. When you make a payment, you authorize us (and our designated payment processor) to charge the full amount to the payment source you designate for the transaction.

3. If you pay by credit or debit card we may obtain a pre-approval from the issuer of the card for an amount up to the amount of the purchase. We will bill your card at the time of purchase or shortly thereafter. If you cancel a transaction before completion, that pre-approval may result in your funds not otherwise being immediately available.

4. If you pay by debit card and your payment results in an overdraft or other fee from your bank, you alone are responsible for that fee.

5.

3. Actions We May Take

As part of our effort to keep Spot Knocker safe, we may take certain actions to reduce liability for users and us.

1. We may make any inquiries that we consider necessary, either directly or through third parties, concerning your identity and creditworthiness.

2. We may cancel any transaction if we believe the transaction violates these Payments Terms or the Statement of Rights and Responsibilities, or we believe doing so may prevent financial loss.

3. We may place a delay on a payment for a period of time, limit payment sources for a transaction, limit your ability to make a payment or deactivate your account if we believe doing so may prevent financial loss.

4. We may contact your payment source issuer, law enforcement, or impacted third parties (including other users) and share details of any payments you are associated with if we believe doing so may prevent financial loss or a violation of law.

4. Disputes and Reversals

1. If you believe that an unauthorized or otherwise problematic transaction has taken place under your account, you agree to notify us immediately, so that we may take action to prevent financial loss.

2. To the fullest extent permitted by law, you waive all claims against us related to payments unless you submit the claim to us within 30 days after the charge.

3. You are responsible for and agree to reimburse us for all reversals, charge-backs, claims, fees, fines, penalties and other liability incurred by us (including costs and related expenses) that were caused by or arising out of payments that you authorized or accepted.

4. If you enter into a transaction with a third party and have a dispute over the goods or services you purchased we have no liability for such goods or services. Our only involvement with regard to such transaction is as a payment agent.

5. We may intervene in disputes between users concerning payments but have no obligation to do so.

6. Your only remedy for a technical failure or interruption of service is to request that your transaction be completed at a later time.

5. Special Provisions Applicable to Advertisers

1. When you purchase advertising on or through Spot Knocker, you agree to pay all amounts specified in the order, along with any applicable taxes.

2. You are responsible for maintaining the security of your advertising account, and you understand that you will be charged for any orders placed on or through your advertising account.

3. You can cancel an advertising order at any time through our online portal, but your ads may run for several days after you notify us, and you are still responsible for paying for those ads.

4. It is your responsibility to remit any taxes that apply to your transactions. You agree to indemnify and hold us harmless from and against any claim arising out of your failure to do so.

6. Notices and Amendments to These Payments Terms

1. We may provide notices to you by posting them on our website, or by sending them to an email address or street address that you previously provided to us. Website and email notices shall be considered received by you within 24 hours of the time posted or sent; notices by mail shall be considered received within three business days of the time sent.

2. The Payment Terms in place at the time you confirm a transaction will govern that transaction.

3. We may change these Payment Terms, in whole or in part, even though the changes may affect accumulated credits. All amendments to these Payment Terms will be made pursuant to Section 12 of the Statement of Rights and Responsibilities.

7. Other

1. All of the commitments you make in the Spot Knocker Statement of Rights and Responsibilities apply to payments through Spot Knocker. In the event of any conflict between these Payments Terms and the Spot Knocker Statement of Rights and Responsibilities, the Payments Terms shall prevail.

2. If you are under the age of 18, you may make payments only with the involvement of a parent or guardian. You should review these Payments Terms with a parent or guardian to make sure that you both understand them.

3. "Us," "we," "our," "claim" and " Spot Knocker " mean the same as they do in the Statement of Rights and Responsibilities.

4. Some countries may restrict or prohibit your ability to make payments through Spot Knocker. Nothing in these Payments Terms should be read to override or circumvent any such foreign laws.

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Spot Knocker Advertising Guidelines

Date of Last Revision: August 22, 2010.

Advertising Philosophy

At Spot Knocker, we believe that every part of our site, including the ads, should contribute to and be consistent with the overall user experience. Thus, we are committed to protecting our user experience by keeping the site clean, consistent, and free from misleading advertising. We believe that we can help transform existing advertising into messages that are tailored to the individual user based on how their friends interact and affiliate with the brands, music artists, and businesses they care about.

Advertising Guidelines

The following guidelines apply to all ads appearing on Spot Knocker. In addition, all advertising on Spot Knocker must comply with the Privacy Policy and Statement of Rights and Responsibilities. Spot Knocker reserves the right to reject or remove advertising that we deem contrary to our ad philosophy. These guidelines are subject to change at any time and Spot Knocker may waive any of these guidelines at its discretion.

1. Accounts

1. Advertisers cannot create or manage multiple Spot Knocker accounts for advertising purposes unless given permission by Spot Knocker to do so.

2. Advertisers cannot programmatically automate the creation of accounts or ads unless given permission by Spot Knocker to do so.

2. Landing pages / Destination URLs

1. Ads that contain a URL or domain in the body must link to that same URL or domain.

2. Ads must send users to the same landing page when the ad is clicked.

3. Landing pages cannot generate a pop-up (including "pop-overs" and "pop-unders") when a user enters or leaves the page.

4. Landing pages cannot use "fake" close behavior (ie. when a user clicks the 'close' icon on the page, the page should close down and no other behavior should result).

5. Landing pages cannot utilize "mouse trapping" whereby the advertiser does not allow users to use their browser "back button" and traps them on their site and/or present any other unexpected behavior (for example: navigation to another ad or page).

6. Ads cannot require viewers to click on the ad to submit Personally Identifiable Information (such as name, date of birth, phone numbers, social security number, physical addresses, or email addresses) on the landing page or in the ad, except to enable an ecommerce transaction and where the ad and landing page clearly indicate that a product is being sold.

3. Spot Knocker references

1. The following conditions apply to all ads that have a Spot Knocker Page, application, event, group, or Connect site as its destination, except as otherwise specifically permitted to those subject to the Branding and Promotion Policy section of the Platform Policies:

1. Ads may make limited references to " Spot Knocker " in its title, body, or image for the purposes of clarifying the destination of the ad;

2. Ads cannot imply any endorsement of the product, service, or ad destination by Spot Knocker.

2. All other ads, destination ads, and landing pages must adhere to the following restrictions:

1. Ads cannot mention or refer to Spot Knocker, its site or its brand in any manner, including in the title, body, image, or destination URLs;

2. Ads cannot use Spot Knocker logos, trademarks, or site terminology (including but not limited to Spot Knocker, The Spot Knocker, Spot Knocker, Spot Knocker, SK and other company graphics, logos, designs, or icons);

3. Spot Knocker site features cannot be emulated.

4. Ad Copy and Image Content

1. Ads must directly relate to the content on the landing page.

2. Ads must clearly represent the company, product, or brand that is being advertised. Products or services promoted in the ad must be directly available on the landing page.

3. Ads must not include unsubstantiated claims, including but not limited to prices, discounts or product availability.

4. Ads cannot insult, harass, or threaten a user.

5. Ads must not contain audio that plays automatically, without a user's interaction. Any automated animation must cease after 15 seconds and must not replay.

5. Prohibited Content

1. Ads must not be false, misleading, fraudulent, or deceptive.

2. Ads will not be permitted in cases where a business model or practice is deemed unacceptable or contrary to Spot Knocker overall advertising philosophy.

3. Ads, or categories of ads, which receive a significant amount of negative user feedback, or are otherwise deemed in violation of community standards will not be permitted.

4. Ads cannot contain, facilitate, promote, or reference the following:

1. Offensive, profane, vulgar, obscene or inappropriate language;

2. Obscene, defamatory, libelous, slanderous and/or unlawful content;

3. Tobacco products;

4. Ammunition, firearms, paintball guns, bb guns, or weapons of any kind;

5. Gambling, including without limitation, any online casino, sports books, bingo, or poker without authorization from Spot Knocker;

6. Scams, illegal activity, or chain letters;

7. Contests and sweepstakes unless given permission by Spot Knocker to do so; if permission is given, you are subject to Spot Knocker Promotions Guidelines;

8. Get rich quick and other money making opportunities that offer compensation for little or no investment, including "work from home" opportunities positioned as alternatives to part-time or full-time employment or promises of monetary gain with no strings attached;

9. Adult content, including nudity, sexual terms and/or images of people in positions or activities that are excessively suggestive or sexual, or provocative images in violation of community standards;

10. Adult friend finders or dating sites with a sexual emphasis;

11. Adult toys, videos, or other adult products;

12. Uncertified pharmaceutical products;

13. Spy cams or surveillance equipment;

14. Web-based non-accredited colleges that offer degrees;

15. Inflammatory religious content;

16. Politically religious agendas and/or any known associations with hate, criminal and/or terrorist activities;

17. Content that exploits political agendas or uses "hot button" issues for commercial use regardless of whether the advertiser has a political agenda;

18. Hate speech, whether directed at an individual or a group, and whether based upon the race, sex, creed, national origin, religious affiliation, marital status, sexual orientation, gender identity, or language of such individual or group;

19. Content that advocates against any organization, person, or group of people, with the exception of candidates running for public office;

20. Content that depicts a health condition in a derogatory or inflammatory way or misrepresents a health condition in any way.

6. Data and Privacy

1. You may not give data you receive from us to any third party, including ad networks.

2. Unless authorized by us, your ads may not display user data -- such as users' names or profile photos -- whether that data was obtained from Spot Knocker or otherwise.

3. You may not use user data you receive from us or collect through running an ad, including information you derive from your targeting criteria, for any purpose off of Spot Knocker, without user consent.

7. Targeting

1. Any targeting of ads based on a user attribute, such as age, gender, location, or interest, must be directly relevant to the offer, and cannot be done by a method inconsistent with privacy and data policies.

2. Ads with adult themes, including contraception, sex education, and health conditions must be targeted to individuals at least 18 years old. Platform ads should do this via Demographic Restrictions, not by obtaining user data.

3. Ads for dating sites, services, or related content must follow these targeting criteria (does not apply to ads on Spot Knocker Platform):

1. the Relationship Status targeting parameter must be utilized and set to Single;

2. the Sex targeting parameter must be utilized and a single value of Male or Female must be selected;

3. the Age targeting parameter must be utilized and the age range selected must start at least at 18 years old;

4. the Interested In targeting parameter must be utilized and a single value of either Men or Women must be selected.

8. Prices, discounts, and free offers

1. Ads cannot be deceptive or fraudulent about any offer made.

2. If an ad includes a price, discount, or 'free' offer,

1. the destination URL for the ad must link to a page that clearly and accurately offers the exact deal the ad has displayed;

2. the ad must clearly state what action or set of actions is required to qualify for the offer.

9. Subscription Services

1. The advertisement of Subscription Services must comply with the conditions noted below and as determined by Spot Knocker in its sole discretion. "Subscription Services" may include sites that promote downloading ringtones, games, or other entertainment services or any site that induces a user to sign up for recurring billing of a product or service.

1. The ad must clearly state what action or set of actions is required to qualify for the offer. If the user must subscribe to a service, the service and offer requirements must both be stated in the ad.

2. The recurring subscription must be consistent with what is promoted in the ad copy.

3. At a minimum, the promoted website must clearly and accurately display the price and billing interval (such as per week or once per month) on the landing page as well as any page that prompts a user for Personally Identifiable Information (such as name, date of birth, phone number, social security number, physical addresses, or email addresses) or billing information (including, but not limited to, mobile phone number or credit card number).

4. If users sign up for the service by transmitting a code by text message, the price and billing interval must be clearly and prominently displayed beside the code.

5. If the service is a subscription, the website must provide a prominent opt-in checkbox or other clear mechanism indicating that the user knowingly accepts the price and subscription service. This should be on the first page where the user enters personal data, and the user should not be able to proceed without opting in.

6. All of the foregoing items should be located in a prominent place on your webpage, as determined by Spot Knocker in its sole discretion, and should be easy to find, read, and understand.

10. Ads for Alcoholic Beverages

1. Ads must be targeted to people 21 years old or older in the US, 19 years old or older in Canada, 18 years old or older in the UK and Ireland, and 21 years old or older everywhere else. All Spot Knocker Pages viewer restrictions must be set at 21+ regardless of the country they are in or targeted to. In the case where a user's age cannot be determined, the ad cannot be displayed to the user in question. (Does not apply to applications on Spot Knocker Platform.)

2. Ads cannot include content that might appeal to (or mislead) minors by implying that the consumption of alcoholic beverages is fashionable or the accepted course of behavior for those who are underage.

3. Ads cannot include or target any person under the legal drinking age in the region the ad appears, or be suggestive of the presence of those who are underaged. Additionally, ads appearing in applications on Spot Knocker Platform must adhere to the Platform Policies Alcohol Content Policy.

4. Ads cannot portray or promote intoxication.

5. Ads cannot induce people to consume alcohol in excess, make references to the intoxicating effects of alcohol, depict activities that encourage excessive consumption or that encourage drinking at a rapid rate, or suggest the strength of the alcoholic beverage being advertised.

6. Ads cannot promote any giveaways as a reward for purchasing the alcoholic product.

7. It is recommended that the ad creative contain text that promotes drinking responsibly, eg. "Drink Responsibly" or "Drink Smart".

11. Copyrights and trademarks

1. Ads cannot include any content that infringes upon the rights of any third party, including copyright, trademark, privacy, publicity or other personal or proprietary right.

2. The advertiser must have intellectual property rights to the creative and be permitted to display such creative as advertising on the Spot Knocker Site.

12. Spam

1. Ads cannot contain, facilitate or promote 'spam' or other advertising or marketing content that violates applicable laws, regulations or industry standards.

13. Incentives

1. Ads cannot offer incentives to viewers for clicking on the ad, for submitting Personally Identifiable Information (such as name, date of birth, phone number, social security number, physical addresses, or email addresses), or for performing any other tasks.

14. Downloads

1. Ads must not contain or link directly or indirectly to a site that contains spyware/malware downloads, whether initiated automatically or manually by the user, or other auto-initiated downloads.

2. Ads cannot contain or link to a site that facilitates or promotes:

1. Collection of demographic and usage information from a user's computer without the user's express consent;

2. Collection or request of Spot Knocker usernames or passwords from any user;

3. Proxying Spot Knocker usernames or passwords for the purpose of automating logins to the Spot Knocker site;

4. Any software that results in an unexpected user experience, including but not limited to software which (i) "sneaks" onto a user's system and performs activities hidden to the user, (ii) may alter, harm, disable or replace any hardware or software installed on user's computer without express permission from the user, (iii) is bundled as a hidden component of other software whether free or for fee, (iv) automatically downloads without Spot Knocker express prior approval, (v) presents any download dialog boxes without a user's express action, or (vi) may violate or infringe upon the intellectual property rights of any third party, including copyright, trademark, patent or any other proprietary right.

The following sections do not apply to ads on Spot Knocker Platform

15. Grammar, sentence structure, spelling, and spacing

1. Ad text must be grammatically correct and contain proper sentence structure.

2. Ad text must be in complete sentences.

3. Ads cannot include excessive repetition (such as "buy, buy, buy").

4. Ads must use correct spelling.

5. Ad text must include grammatically correct spacing.

16. Capitalization

1. Ads must use proper, grammatically correct capitalization (such as capitalizing the first letter of all proper nouns and capitalizing the title of the ad).

2. Ads cannot include excessive capitalization (such as "FREE") or incorrect capitalization (such as capitalizing the first letter of every word in a sentence).

3. Acronyms may be capitalized.

17. Punctuation

1. Ads must include logical, correct punctuation.

2. Ads cannot contain repeated and unnecessary punctuation (such as "Buy now!!!").

3. All complete sentences (including if the ad title is a complete sentence) must end with a single punctuation mark. Sentences cannot end with ellipses, dashes, etc.

4. Exclamation points cannot be used in the title of any ad.

18. Symbols

1. The use of all symbols, numbers, or letters must adhere to the true meaning of the symbol.

2. Ads cannot contain repeated and unnecessary symbols.

3. Symbols cannot be used for the following:

1. To substitute for letters (e.g. "$ave" instead of "save");

2. To substitute for entire words (e.g. "&" instead of "and" or "$" instead of "cash/dollars/money");

3. As unnecessary abbreviations to shorten character count (e.g. "w/" instead of "with" or "@" instead of "at").

4. Symbols may be used for the following:

1. If the symbol is part of the product or brand name;

2. If the $ symbol is paired with a dollar amount (e.g. "Save $100 today");

3. If the # symbol is used for comparative phrases (e.g. "Voted the #1 site by NY Times").

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How to Report Claims of Intellectual Property Infringement

Spot Knocker is committed to protecting the intellectual property of third parties. On this page, rights holders will find information regarding how to report copyright and other intellectual property infringements by users posting content on our website, and answers to some frequently asked questions regarding our policies.

If you are a user concerned about the removal of your content, you may file a counter-notice. You can do so through the contact page.

How to report claims of copyright infringement by users

To report a copyright infringement by a Spot Knocker user, all you need to do is fill out the information on our contact page.

How to Appeal Claims of Copyright Infringement

Spot Knocker respects the copyrights of others, and we prohibit users from uploading, posting or otherwise transmitting on the Spot Knocker website any materials that violate another party's copyrights. Among other things, this means that we remove content that is reported to us pursuant to the Digital Millennium Copyright Act (17 U.S.C. § 512), also known as the DMCA.

However, while Spot Knocker does not tolerate copyright infringement, we also do not tolerate false claims of infringement. If you believe that content that you posted on the site was removed by mistake, you can file a DMCA counter-notice by using our counter-notice form. So long as everything appears to be in order with your counter-notice, we will forward it to the complaining rights owner. The DMCA then allows us to restore your content if the rights owner does not file a court action against you within 10 business days of receiving the copy of your counter-notice.

Please be aware that the DMCA makes users liable for materially misrepresenting in a counter-notice that their content was removed by mistake. Therefore, if you are not confident of your claims, we suggest you seek legal advice before filing a DMCA counter-notice with us.